Payment Options

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Payment Options

Our office wants you to be in control of your health, not the insurance companies. The overall health and well-being of our patients is our number 1 priority and is the reason why we go to great lengths to make chiropractic care convenient and affordable for all. Perkins Family Wellness believes in the value of wellness care for you and your family and have maintained a fee structure that allows care for all budgets. We accept, cash, credit card, check, Flex Spending or Health Savings Accounts (HSA’s), as well as auto accident and workers compensation cases. We offer multiple payment plans that are both affordable and convenient without the hassles of insurance billing, copays, deductibles, or declined reimbursements. To learn more about our payment options for chiropractic and wellness care, you can call our office directly.

 

No Insurance

For patients who don’t have insurance or no chiropractic coverage, flexible payment programs can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Most patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.

 

Medicare and Insurance

To learn more about what your insurance company may contribute for your care, call them directly and ask for chiropractic benefits. Our staff will verify and explain your benefits before treatment, at no charge.  The only insurance we accept is Medicare, Medicare secondaries and Medicare replacement plans. We are out of network with most other insurance companies. If you wish, we can supply you with forms to submit to your insurance company that allow you to meet your deductible or any out of network benefits you may have. We will not bill them directly. We accept auto accident, workers compensation, and personal injury cases. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers any services in our office.

 

Family Plans

Our focus at Perkins Family Wellness is to actively help you and your family in taking responsibility for your health and wellness. We are a family practice.  Everyone with a spine, from pregnant women, to newborns, to the elderly deserves to have it functioning properly.  We encourage you to take the time to care for the important people in your world.  In an effort to make living the wellness lifestyle as easy and affordable as possible, we can create a customized discounted family plan that is specific to you and your family.

 

Health on a Budget

At Perkins Family Wellness we’re convinced that a small amount of your time and money to care for your most important asset–your health–will be far less time consuming and expensive than trying to recover it. If you feel you do not have enough time or money to take care of yourself, please contact us–we can help!  The last thing we want is for you to come to us in crisis. So please, we would like to encourage you to take your health very seriously.  As the old saying goes, if you don’t have your health, you don’t have anything.  Unfortunately, too many people don’t discover how true that statement is until it is too late.

 

Why Don’t You Accept Insurance?

The coverage offered by traditional insurance is shrinking. HMOs and PPOs are raising premiums and reducing benefits. Even government-based programs are affected. Simply put, if you and I truly value our health, we can no longer rely on some third party to pick up the tab. We have to decide: How much do we value our health? How will we prioritize the expense of recovering our health with the other demands on our time and money?

 

Few policies pay for things that help keep us healthy. For example: Many policies will pay for expensive back surgeries, but won’t pay for a program of ongoing chiropractic care that costs less, and could actually help prevent back surgeries. Some policies will help you with your chiropractic care when you have an obvious ache or pain, but cut off benefits before the muscles and ligaments that support your spine can fully heal, predisposing you to a relapse. The insurance system is all about managing your symptoms, not improving your health.

 

Consider this. Every day we drink bottled water, take vitamins and other nutritional supplements. Millions of us do. We believe it’s healthier for us and supports our overall health and well-being. Do HMOs and insurance companies pay for vitamins and bottled water? It’s clear that insurance companies don’t “get” the value of vitamins, bottled water, exercise equipment, health club memberships, chiropractic care, acupuncture, massage therapy and countless other strategies we use to enhance our health and vitality. Until they do, we have a decision to make: will we count on the limited vision and profit motives of an insurance carrier? Or, do we value our health and vitality enough to pay for the care we need to recover and support our health?

 

Keeping the relationship strictly between doctor and patient allows for a stronger connection, a more engaged and motivated practice member and ultimately better results. That’s why this office has chosen to no longer play the insurance “game.” Our so-called health care system is no longer about health. It’s big business, raking in record profits with bigger premiums, larger deductibles, higher co-pays and lower reimbursement. This choice also allows us to have the freedom to create payment plans that fit your lifestyle. So, you and I have to decide: what is our health worth?

 

Whatever your decision, Perkins Family Wellness will work with you to help you achieve your health goals. Whether it’s temporary relief or lifetime wellness, we strive to help you get well and stay well.